Klarna

Two ways to pay.

Option 1

Pay Later in 3 interest-free instalments

on basket between £49 - £750

  • Pay in 3 equal payments, the first payment is collected at purchase and then 30 and 60 days later.
  • No hidden fees or charges

Option 2

Monthly Finance

on basket £300 and over

  • Spread the cost from 6 months up to 3 years - you choose the term
  • 0% interest on terms of 6-12 months
  • 14.9% interest on terms of 12, 24 & 36 months

See how it works.

Select an amount

Choose how you want to pay

Pay in 3 interest-free instalments so you can spread the cost.

1st payment

£83.33

£250

2nd payment

£83.33

£250

3rd payment

£83.34

£250

Step One

Select your monthly budget

£30£250
I want to spend around £0 a month.

Step Two

Choose over how many months

12 24 36

Your Finance Calculation

Your monthly payments*

£0

Your deposit* (fixed at 10%)

£0

Maximum Order Value

£0

Representative APR (Fixed)

0%

FAQ.

Pay later in 3 interest-free instalments will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Ebuyer and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app.
To use Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating.
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Ebuyer run credit searches against you that could impact your credit rating.
Although Pay later in 3 interest-free instalments is widely promoted it is not always universally available. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.
Payment for your Pay later in 3 interest-free instalments will automatically be collected from the debit or credit card you entered at checkout. The first payment is taken when the order is confirmed. The second and third instalments are collected 30 and 60 days, respectively, after the first instalment. You can always monitor your payments’ schedule in the Klarna app.
As soon as Ebuyer have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately.
Klarna will automatically attempt to collect your payment for your Pay later in 3 interest-free instalments purchase at Ebuyer from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment and you can always monitor the due date in Klarna app at your convenience. Your credit score will not be impacted by using Klarna’s ‘Pay later in 3 instalments’ product even if you have failed to pay on time.
Payment information is processed securely by Klarna. No card details are transferred to or held by Ebuyer. All transactions take place via connections secured with the latest industry standard security protocols.
Yes. Just go to the Klarna app or log onto Klarna.com/uk and pay off early.
Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy notices.
Klarna is a Swedish Bank and payment service provider that takes end-to-end responsibility for your finance. Klarna is the provider of ‘smoooth’ payments to more than 205,000 online stores, over 85 million consumers worldwide and manages over 1 million transactions per day. Ebuyer has trusted Klarna to securely handle our finance offer.
Spread the cost of your purchase into equal monthly payments with 14.9% APR, you can choose from 12, 24 or 36 months. From time to time certain products may have 0% APR finance from 6 months or 12 months. These are promotional offers and are not available all of the time.

Our simple Pay in 3 option charges no interest..
At the checkout please select the option for Klarna Finance and choose your preferred term 12, 24 or 36 months. You have to pay a minimum of 10% deposit but you can pay more. You will then complete a simple application with Klarna. Once you are approved you will be asked to pay your deposit, once this is done you will be sent back to the checkout and you can complete your purchase. Sit back and relax, we will send you your purchase.
Financing is only available to people aged 18 or over. Maximum age 80 (at the end of the agreement). Minimum 3 years UK residence and address history. Applicants must have a bank account which can make payments via Direct Debit.

Customers must be either:
  • Full Time Employed
  • Part Time Employed
  • Self Employed
  • Military
  • Retired
  • In receipt of Disability Allowance
If you have an active account (finance) with Klarna you can email customer services on cs.uk@klarna.com.

This is different for customers with Pay in 3, please refer to the Pay in 3 section for these details.
Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.
Your monthly payments will be made by direct debit. If you would like to pay your finance off early or make an additional payment please contact cs.uk@klarna.com.
As soon as your return has registered your cancellation or your return, the refund will be processed within 5 business days. Your deposit will be returned to the card you used to make your deposit and any monthly payments will be returned to the bank account you used to make your payments.
Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy notices.
You have 14 days to cancel your finance agreement, this does not mean your goods can always be returned, please refer to Ebuyer’s Terms and Conditions for the product you are purchasing.